Coin & Co Numismatics

Kingston, Ontario · Serving Eastern Ontario

Inherited a coin collection and no idea what it's worth?

Call us. We'll go through it with you, tell you what's there, and make you one straight offer. Free, no obligation, and we come to you.

Most calls answered the same day. Photos get a reply within a day.

A page of toned US silver dollars and half dollars from an estate lot, photographed by Coin & Co From a Kentucky estate lot. Our photo, unedited.
  • Free valuation, no obligation
  • We come to you, anywhere in Eastern Ontario
  • You see the sorting and keep the written valuation
  • Paid by cash or e-transfer, same day
  • We buy gold and silver, priced against live spot
  • World, Canadian and US coins, and the rare ones
  • Consignment and live auctions, 20% commission
  • Every coin photographed by us, unedited
  • Kingston, Ontario, by appointment
  • Free valuation, no obligation
  • We come to you, anywhere in Eastern Ontario
  • You see the sorting and keep the written valuation
  • Paid by cash or e-transfer, same day
  • We buy gold and silver, priced against live spot
  • World, Canadian and US coins, and the rare ones
  • Consignment and live auctions, 20% commission
  • Every coin photographed by us, unedited
  • Kingston, Ontario, by appointment

How it works

Three steps. No pressure at any of them.

STEP ONE

Call or send photos

You don't need to sort, identify or clean anything. One photo of everything laid out is plenty. We'll tell you straight away whether it's worth going further.

STEP TWO

We value it with you

At your kitchen table or ours. Significant coins one by one, common silver and scrap by weight against live spot. You hear the reasoning as we go.

STEP THREE

You decide

A written offer with the valuation behind it. Accept and you're paid by cash or e-transfer. Decline and there's no fee, and you still know what you have.

How we talk about value

Why the price guide isn't the price, and what we can pay

The book value already includes someone else's markup

Price guides are built from auction results, and an auction result includes the buyer's premium: the 15% to 30% the auction house adds on top of the hammer price. So when a guide says a coin is worth $1,000, the person who sold it at auction saw closer to $800, and the auction house kept the rest.

Finding the right buyer can take years

The guide price is what the one collector who wants that exact coin will pay, on the day they show up. For a common coin that's next week. For a better one it can be years of sitting in inventory, being photographed, listed, shown, insured and re-listed while we wait for them.

We're not the end buyer. We're looking for them.

Running a dealership means overhead, staff, memberships, grading fees, shipping, and the cost of holding stock. We need a reasonable margin on what we buy or we can't keep doing it. That's why our offer is below top retail, and why we'd rather explain the gap than pretend it isn't there.

Where the value goesIllustrative, one coin
Price guide, "book value" includes the auction house's 15–30% buyer's premium
$1,000
Buyer's premium
What the seller actually got at auction
About $780
The gap: what it costs us to sell it again
Selling fees and shippingMonths or years in stockOverhead, staff, membershipsA margin we can live on
Our offer, paid today
$600 or so
Example only, and the shape changes with the coin. On strong, fast-moving material the gap is small. On common coins that sit, it's wider. Either way you'll see our reasoning before you decide, and the written valuation is yours to keep.

Why sellers call us

We sell what we buy, so we price on today's market

Morgan, Peace, Seated Liberty and Capped Bust silver coins on black velvet
Bought this month. Listed next week.

Priced on real sales, not a price guide

We list and sell certified and collector coins every week. We know what things are actually fetching this month, and that's the number you get.

One honest offer, not a haggle

We sort the collection in front of you, tell you what would fetch money at retail and what would not, and make one offer for the lot. We pay wholesale and we say so.

House calls across Eastern Ontario

Nobody should be moving a safe. For estates and larger collections we come to you, Kingston to Ottawa to Belleville, no charge for the visit.

Discretion on estates

Executors, lawyers and families dealing with a loss get a straight process and a written valuation they can put in the file.

100% positive feedback from buyers on eBay. Read it yourself.

Gold and silver

Bring it here, not to the pawn shop

A pawn shop is built to lend against things and move them fast. It quotes one number, usually well under the metal value, and doesn't show you how it got there. We buy gold and silver the way a refiner's customer would: weighed on a scale you can see, tested for purity in front of you, and priced against the live spot market with the calculation on paper.

And because we're coin dealers, we check first. A pawn shop weighs a 1908 Canadian half dollar and pays silver. We recognise it, and pay for what it is.

Pawn shopCoin & Co
How the price is setOne number, no explanationWeight × purity × live spot, shown to you
What you seeUsually nothingThe scale, the test, the arithmetic
Coins with collector valuePaid as scrapIdentified and paid as coins
Sterling, jewellery, dental goldLowballed or refusedBought, any condition
Where it happensTheir counterYour kitchen table, or ours
PressureDecide nowWritten offer, take your time
PaymentCashCash or e-transfer, same day

Rather not sell outright?

Consign it, and we sell it for you

Through our eBay store and live auctions. Our commission is 20% of the proceeds; platform fees (5% to 15% depending on where it sells) and shipping come out of the proceeds too, and you're paid as each sale clears. Better coins can reach collector prices this way. The trade-off is time, and an auction pays what the room pays that day.

Obverse and reverse of a 1779 Mexico City 8 reales with gold toning
1779 Mexico City 8 reales. In the store now.

World coins and the interesting ones

The coins most buyers can't price. We can.

Spanish colonial silver, British and Commonwealth crowns, German thalers, Newfoundland and pre-Confederation issues, Canadian key dates, ancients, errors and varieties. Most local buyers weigh these and pay silver. We attribute them, check the die and mint marks, and price them against what they're actually selling for to collectors.

We buy them, we sell them, and if you only want to know what you have, we'll tell you that too, in writing, for free.

Questions people ask first

The honest answers

Why does a dealer pay less than the price guide?

A guide shows retail: what a coin sells for, after grading, photographing, listing and waiting for the right buyer. A dealer buys wholesale and carries that cost and risk. On strong material the gap is small. On common material it's the difference between a coin and a job. We'll show you which is which.

Should I clean the coins first?

No. Please. A cleaned coin is worth a fraction of the same coin left alone, sometimes a tenth. Dull and dirty is often exactly how a collector wants it.

Should I get it graded before selling?

Usually not. Grading costs money and time and only pays for itself on coins that are already worth a few hundred dollars. We'll tell you if anything in your collection is a candidate.

More questions answered on the selling page →

Looking to buy?

Every coin photographed by us, in hand, unedited

What you see in a listing is the coin you get. No filters, no Photoshop, and more angles on request. Some of what's in the store now:

Browse the store

Certified and collector coins, bullion, banknotes and estate finds. Every coin photographed by us, in hand, unedited. 30-day returns and tracked shipping on everything.

Open the eBay store

Ask about a coin, or leave a want list

A lot of what we buy never makes it as far as a listing. Tell us what you're hunting and we'll call you first when it comes through. Collectors in Kingston are welcome by appointment.

Find out what it's worth

Free, no obligation, and you'll know more about the collection afterwards than before, whatever you decide to do with it.